Renting a car in the United States: what actually changes
The country is massive and public transit is limited outside major metropolitan areas. In most regions, driving is the most practical way to get around. Here are the specifics of the American car rental market.
Minimum age and young drivers
In most states, the minimum rental age is set at 21 with major agencies. A young driver surcharge typically applies up to age 24. The amount varies by company and by state.
Two states have different rules: Michigan and New York regulate this age by law. Check the policies of the state where you pick up the vehicle before booking.
Insurance: the #1 topic at the counter
American rental companies sell several optional coverages, often referred to by acronyms:
- LDW/CDW (Loss Damage Waiver / Collision Damage Waiver): protections that limit or eliminate your financial liability in the event of damage to or theft of the rental vehicle.
- SLI: supplemental liability insurance, useful if you cause damage to a third party.
- PAI: personal accident insurance for you and your passengers.
Basic liability coverage can sometimes be very limited depending on the state and the contract. Check this point first, even before looking at the deductible. Before you leave, ask your bank exactly what your credit card covers for rentals in the United States. Also ask if this coverage applies to all vehicle types.
Tolls, fuel, and country-specific fees
Many highways and bridges use electronic tolling without cash booths. Rental companies offer a transponder or a package, sometimes billed per rental day, even on days without tolls. Read the fine print before accepting.
Fuel is sold by the gallon and gas stations often request a US ZIP code for foreign credit cards. Paying inside the station usually solves the issue.
One-way trips and long distances
A coast-to-coast road trip or an inter-state journey is entirely possible. However, drop fees can be steep. Compare the cost of a one-way rental against a round trip, which is sometimes cheaper. Unlimited mileage is not always included, especially when leaving the state of departure. Verify this detail in the contract.
Major brands or local rental agencies?
Major rental companies have locations at most airports. Their counters are often in rental centers reachable by shuttle, which takes time upon arrival. Smaller agencies or peer-to-peer car-sharing platforms can cost less, but come with different conditions regarding deductibles, mileage, roadside assistance, and security deposits. Compare these points line by line before making your choice.
Documents to bring
- A valid driver's license. Your home country license is generally accepted, but certain rental companies or states may request an International Driving Permit as well.
- A credit card in the primary driver's name, used for the security deposit.
- Your passport and booking confirmation.
Driving in the United States is on the right side of the road, but the driving culture is different: automatic transmissions are standard, turning right on a red light after a full stop is generally permitted (unless posted otherwise), and stopping for school buses with flashing lights is strictly enforced. Book an automatic, as manual transmissions are rare.
When to book?
Demand spikes in the summer and during holidays, particularly in tourist-heavy destinations like Florida, California, and national parks. Book early for these periods with free cancellation, then keep an eye on rates if you can.